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Travel insurance is indispensable these days for every trip, no matter how long or how far you plan to travel. If you tend to travel more than twice a year then an annual travel insurance policy may be of great value to you, especially in terms of the money you will save.
Annual travel insurance policies normally cover travellers for an unlimited number of trips within a period of twelve months. Therefore, you get great value for your money by purchasing a single policy that covers you for the whole year, rather than several policies for individual trips.
It is recommended that you purchase a travel insurance policy from a reputable insurance provider like the Post Office. With the Post Office Travel Insurance you will have peace of mind while on your travels.
The Post Office’s annual multi-trip policy is perfect for frequent travellers. Also, the Post Office offers extra cover to the policy for just a little extra cost. This extra cover can save you a lot of money and at the same time it allows you to indulge in activities such as winter sports without any worries. The extra cover provides you more protection for injury, damaged or stolen winter sports equipment and piste closure.
In addition, your own golf equipment or any hired equipment and even green fees will be covered by the Post Office’s specialist golf cover in the case of theft or cancellation.
The standard Post Office travel insurance covers you for many activities already, but if you add a hazardous activities option, you will also be protected when you are doing mountain biking, scuba diving, bungee jumping and other such activities.
What’s more, if you plan to extend your vacation, you can get competitive exchange rates on over 70 foreign currencies. you have also an option to extend your cover. You can extend your cover for unlimited trips of up to 45 days each with the additional cover. However, if you are away for more than 45 days then go for the Post Office’s single trip insurance which provides cover for up to 90 days.
Besides, you can choose the no excess fee option and receive the total amount of any successful claim. What is reassuring, is you will not need to pay a part of the claim yourself.
Please note that the extra cover should be taken if anyone on the policy has a pre-existing medical condition or has had a severe illness. It is because the cost of medical treatment abroad can be very expensive for non-citizens and if you do not have a complete travel insurance policy then your trip could end up costing you a lot more than originally planned.
Therefore, it is worth spending a bit more money on the policy considering all that you will get with the extra cover |
